Plans C and F
Medigap Plan C covers all the out-of-pocket costs from Medicare Part A and Part B. This Supplement plan also covers 80% of the charges for foreign travel emergencies. However, Plan C does not cover the excess charges for Medicare Part B. However, despite not covering excess charges, it is one of two plans that covers the Part B deductible, still making it a good option.
Compared to all other Supplement plans, Medicare Supplement Plan F is the most comprehensive plan. It is also one of the most popular Medigap plans as it covers all of the remaining out-of-pocket costs from Part A and Part B, including 80% of foreign travel emergency expenses. Also, Plan F is the other plan option that covers the deductible for Medicare Part B.
Even though Plans C and F sound like great options to those looking for comprehensive coverage, these two plans aren’t available to everyone. Those who became eligible for Medicare on or after January 1, 2020, are not eligible for Plans C and F. However, there are other alternatives if you do not qualify for these plans.